Join the millions of customers banking through One
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Messaging rates may apply.One is a financial technology company, not a bank.Banking services provided by Coastal Community Bank, Member FDIC.
One is a financial technology company, not a bank.Banking services provided by Coastal Community Bank, Member FDIC.
Mobile Banking
Banking for the better
Debit Rewards, early pay,1 high-yield Savings, and no monthly fees.
On select brands.
5.00% APY on Savings3
With eligible deposits.
Get paid up to 2 days early1
With direct deposit.
No monthly fees
Or minimum balances.
No better way to shop at Walmart
Mobile Banking
3% cash back at Walmart4
Up to $50 every year, with eligible deposits.
Mobile Banking
3% cash back at Walmart4
3% cash back at Walmart, up to $50 every year, with eligible deposits. See terms for eligibility.4
Mobile Banking
Add or take out cash at Walmart
Mobile Banking
Add or take out cash at Walmart
Available at any Walmart with your One debit card or app.6
Why we're the One customers love
Excellent banking system
“Radically changed the way I bank and how I save money. I highly recommend One and their platform.”
APP STORE® REVIEW
Love!
“After just a few months of having my One account, I got rid of my bank. A bank account that I have had since I was 16 yrs old. One is so much better. It is way more simple. Just an all around better choice.”
APP STORE® REVIEW
Great customer service
“They went above and beyond to quickly make sure my issue was heard, AND taken care of! Also, very polite and helpful customer service agents, who were very understanding and patient with me!”
APP STORE® REVIEW
Meets my needs/expectations
“Low effort/low stress banking app which nets you a very decent amount of interest.”
APP STORE® REVIEW
Best banking experience ever
“When I heard of One I thought I’d give them a try. They did not disappoint! The best experience I’ve had in banking ever!”
APP STORE® REVIEW
Best app ever
“Easy to use! Love the design and rewards.”
APP STORE® REVIEW
Obsessed
“I've been looking for an online banking situation for several years that would fit my needs and allow me to divest from the classic big banks. One has met and EXCEEDED expectations ten fold…I find myself constantly surprised and excited by every new feature that is released. I've adopted and used every one. Thanks for knocking it out of the park, One. Customer for life.”
APP STORE® REVIEW
Simple to use
“I absolutely love one because it is very simple, very intuitive and very clear.”
APP STORE® REVIEW
Great experience!
“It was so easy to open an account with One Finance! I appreciate they have more ways to move money than with [other competitors]. Looking forward to banking with them.”
APP STORE® REVIEW
Good as Debit
“I love this card. Gave me a virtual card that works for all apps and stores before my original card came. I get all my direct deposits early and they have overdraft protection.”
APP STORE® REVIEW
See how One stacks up
When it comes to Spending and Saving, we're the One raising the bar.
One | ||||
---|---|---|---|---|
Monthly Fees | $0 | $0 | $12 | $12 |
Overdraft Fees | $0 | $0 | $34 | $10 |
5.00% | 2.00% | 0.01% | 0.01% |
Comparison as of 01/16/2024
There's more to love about One
Mobile Banking
Save smarter with Goals
Create up to 3 Goals to help you save.
Mobile Banking
Send money to anyone — easily
A quick and free way to move money.6
Join One today
Debit Rewards, early pay,1 high-yield Savings.
Download the appEnter your number to download the app and get started.
Messaging rates may apply.